Possible Causes of Cruise Ship Accidents

Posted by on Apr 26, 2017 in Cruise Ship | 0 comments

About 11 million Americans (close to 20 million counting other nationalities too) treat themselves to a luxurious holiday vacation to an exotic destination aboard a cruise ship every year.

Since the 1980s the cruising industry has been successfully transforming sea travel from a fun to a totally wonderful experience for all passengers and crew. This is why vessels have been, and are being, designed and equipped with all the facilities that would provide and ensure all the fun and comfort that modern living can offer.

Unlike old liners, many modern cruise ships can now accommodate more than 3,000 passengers (the Allure of the Seas, the biggest ship built thus far, can carry more than 6,000 passengers and crew per voyage). But as everyone on board may have his/her share of all the fun and excitement, questions about safety continue to remain a major issue, as crimes, like sexual assaults and murder, and major accidents still happen.

Besides mechanical failure that often lead to cruise ship fires, a ship running aground or crashing against rocks or icebergs resulting to a gash that allows water to flood in, sea storms, rogue waves or human error that may cause a liner to capsize, sink or get stranded in the middle of the sea, there are many other factors on board, which can cause passengers injury or even death.

One major factor that worsens emergency situations is the lack of training of crew members, including medical staff, during emergencies. Though cruise lines are willing to spend huge amounts of money on things that are tangible to passengers, like having a gym, multiple pools, great food, fine dining areas and onboard activities, thoughts of spending to enhance safety features, train crew members and the likes, are often left out.

According to cruise ship injury lawyers with the Vucci Law Group, P.A., passengers need to understand that if they get injured on a cruise ship, seeking compensation is so much more complicated than if the injury were sustained on land, like in a car accident. Injured victims can file a lawsuit, but only in the specific court indicated at the back of their passenger ticket (usually the U.S. District Court in the Southern District of Florida). Making sure, therefore, that they are represented by a highly-qualified and experienced cruise ship injury lawyer, who will never back down until their rights are recognized by the court, may be an absolute necessity.

Read More

Why Car Accidents Occur

Posted by on Feb 3, 2017 in Automobile Accidents | 0 comments

Car accidents happen because of many reasons, but some reasons are more common than others. Below is a list of the most common reasons why they occur. It is important to know these reasons so you can avoid them and prevent traffic accidents.

Driver Error
Errors on the part of the driver are one of the most common causes of traffic accidents. The error can come in many forms, such as failure to follow traffic rules and regulations, poor maneuvering techniques, particularly in changing lanes and turning, and not being mindful of the other motorists around them. Errors can be unintentional, but it doesn’t change the fact that it can be a form of driving negligence.

Driver Recklessness
If errors can be unintentional, recklessness are often deliberate. Drivers tend to distract themselves because they are too complacent that nothing bad is going to happen. They use their mobile devices, eat snacks, and daydream. These things put their eyes off the road, hands off the wheel, and mind off the act of driving. They drive while under the influence of alcohol, speed, and participate in street racing. This problem is serious enough that there are legal professionals out there who help those who have been injured by reckless drivers, such as this Destin car accident lawyer.

Vehicle Defects
Equipment defects, such as in airbags, tires, seat belts, door latches, and mirrors, are known to cause accidents as well. Sometimes, defects occur because of the driver’s poor maintenance of their vehicle. But there are known instances where the manufacturer itself is to blame for its defective products. This is a more tragic case, because an unsuspecting driver may be involved in an accident despite his diligence.

Road Hazards
Sometimes, the road and its elements become the cause of accidents as well. The most common elements are defects, such as potholes, improper drainage systems, debris, tree branches, crossing animals, and other possible obstructions. Malfunctioning traffic lights and poor street lighting are also known to cause collisions.

Weather Conditions
The weather is one of the most overlooked causes of car crashes. Rainy weather can make the road more slippery, potentially triggering an accident. Fog and snow may affect the visibility of the area, which is important to avoid colliding with other motorists and other obstacles such as barriers and guardrails.

Read More

Protect Workers against Work Place Accidents and Injuries: An OSHA Mandate to Employers

Posted by on Dec 13, 2016 in Workers' Rights | 0 comments

Accomplishing more in much lesser time is one of the greatest challenges construction firms need to face to keep up with the demands of progress. With buildings becoming bigger, taller and more intricately designed, however, work becomes more demanding and more dangerous. Many construction firms, as a consequence, also require workers to render longer work periods – an employer requirement that posts threats to workers’ health and safety.

Risk of accidents and injuries in construction sites are increased due to the presence of dangerous tools and heavy machinery, like cranes, concrete mixers, forklifts, bulldozers, loaders, caterpillars, excavators, crawlers and road rollers. Though these machines make construction tasks easier and faster to accomplish, their huge size and wrong operation, especially if the operator is untrained or careless, can result to disabling or even fatal injuries.

Due to increased risk of accidents and injuries construction workers get exposed to every day, the U.S. Congress passed into law (in 1970) the Occupational Safety and Health Act (or OSH Act). The Act aims to: ensure all working men and women of safe and healthful working conditions; assist and encourage the States in their efforts in ensuring safe and healthful working conditions; provide for information, education, research and training in the area of occupational safety and health; and, authorize enforcement of the standards developed under the Act. Enforcement of these standards has been delegated by OSH Act to the Occupational Safety and Health Administration (OSHA), which was created in 1971.

OSHA’s efforts in enforcing health and safety standards in the workplace have significantly reduced the number of job-related injuries and death since its creation in 1971; however, it was not enough to totally eliminate accidents in the workplace. Thus, the U.S. Department of Labor continuously received reports of injuries and, sometimes, deaths due to accidents. Based on results from the Census of Fatal Occupational Injuries (CFOI) conducted by the U.S. Bureau of Labor Statistics, fatal work-related accidents totaled to 4,585 in 2013; in 2014 the number of deaths went up 2%, registering 4,679.

Fatal accidents in construction sites include workers being struck and killed by a forklift or other heavy machinery, being struck by falling objects, electrocution, and falls, which frequently occur while workers are on ladders or scaffoldings. To promote worker safety and maintain a healthy work environment, the Federal OSHA enforced two safety standards:

  • Provide workers with personal equipment (such as helmet or hard-hat, eye protection, special goggles for welders, gauntlets for iron workers, hearing protection, and hard-toed shoes) that are designed to offer protection against certain hazards; and,
  • Make sure that workers, especially those tasked to operate and use heavy equipment or machinery, are effectively trained.

In the event of an accident resulting to injury or death, a January 1, 2015, OSHA Standard mandates (OSHA covered) employers to report the incident to OSHA within eight hours of learning of the event.

According to Dallas personal injury lawyers at The Benton Law Firm, work-related accidents resulting to injuries or death entitle workers or their families (in case of worker’s death) to file a claim with their state’s Worker’s Compensation Insurance office. Financial benefits, however, are often too small or delayed, that is if the application for claim is not rejected. Besides these, the Worker’s Comp also restricts injured workers from further pursuing legal action against their employer.

Under certain circumstances, however, this Worker’s Comp’s provision may be ruled against by a court, especially in cases where the injury is too severe or fatal. With assistance from a highly-skilled personal injury lawyer an injured worker or his/her family may be able to pursue the best legal option available that will enable him/her seek compensation from the his/her employer.

Read More

Your Legal Duty to Care for the Safety of Everyone on the Road, Whether You are a Driver or a Rider

Posted by on Oct 29, 2016 in Automobile Accidents | 0 comments

Most motorcycle accidents and crashes involve riders who never received formal riding education. Rather than learning how to properly ride a motorbike in a riding school, these people believed that learning from friends or kin was enough. Motorcycling, however, is not just learning how to balance or how to maneuver a motorbike through traffic; the top priority is learning how to ride it safely.

The US National Highway Traffic Safety Administration (NHTSA) received 112,000 reports of motorcycle accidents in 2012: of these, 4,957 were fatal, while 93,000 resulted to serious injuries. While the number of motorcycles on the road keeps increasing every year, the number of accidents is to increase more likely as well, as long as there are those who choose not to learn how to ride the proper way.

Of the types of motorcycle accidents, single vehicle accidents are the most common. Their causes include riding while impaired by alcohol or illegal drug, riding too fast even during poor weather conditions, and failure to brake and maneuver properly, especially while rounding a corner. Due to these cause, motorcyclists losing their balance and crashing into road fixtures or being thrown off from their bikes are not uncommon sights.

Though less common, multiple-vehicle crashes result to more serious injuries and fatalities. Multiple-vehicle crashes involve another vehicle, such as a car. Of this type of accident, the worst is head-on collision, which often occurs in undivided rural highways and wherein one vehicle (either the motorbike or the other vehicle) happens to travel on the wrong side of the road.

Most multiple-vehicle crashes occur because many drivers fail to notice approaching motorcyclists or because many drivers deny motorcyclists their right of way. Despite actual crashes that verify these situations, many drivers continue to blame motorcycle riders, saying that they often careen in and out of traffic, putting their own and other motorists’ lives at risk.

The National Highway Traffic Safety Administration (NHTSA) affirms through crash studies that in multiple-vehicle crashes motorcycle riders are more susceptible to injuries or death due to the absence of whatever may protect them from the force of impact during collision. Injuries resulting from motorcycle accidents can actually be enough to permanently alter victims’ lives besides causing them emotional and physical trauma. Nothing can be more painful, however, if it turns out that the accident occurred simply because the one at fault acted recklessly or negligently.

Negligence or the irresponsible actions of others are also cited by the law firm Ritter & Associates as the reasons behind many crashes that result to very serious injuries, such as brain head trauma, spinal cord damage, broke bones, lacerations, scarring, and internal organ damage. There is no excuse for reckless behavior on the road; thus, anyone who acts recklessly or negligently and causes a motorcycle accident to occur, may be held liable for the repercussions.

Read More

The Perks of Choosing An Independent Car Insurance Broker

Posted by on Apr 27, 2016 in Insurance | 0 comments

Having car insurance can be a lifesaver for US drivers. With the various costs associated with car accidents, it pays to carry an insurance policy when these situations arise. Your premium can save you a lot of expenses and hassles. Many people are confronted with the problem of whether to work with a corporate or independent car insurance company.

The website of Habush Habush & Rottier S.C.® revealed that working with an independent broker offers several key advantages than working with a corporate car insurance firm. Here we shall take a look at the various advantages of choosing an independent car insurance broker.

1. They offer different insurance options

A corporate car insurance company will only offer the insurance coverage they carry. If you are the kind of person who want to first compare coverage, then an independent broker is the best bet for you. They carry different insurance providers thus giving you plenty of options to choose from.

2. They have the experience in the industry

Independent agents have an understanding of the complexities of the insurance business so they can help you make the right decisions. They know how to assess your needs and offer you the most appropriate plan to suit your needs.

3. They have the knowledge and training

An independent insurance agenrt constantly updates their skills. They consistently undergo trainings. They are licensed and have undergone rigorous tests. Since they carry multiple products, independent agents have knowledge of which company is competitive so they will know which product to offer to you.

4. They can be a one-stop shop

Aside from car insurance, an independent agent will also be able to offer you other kinds of insurance. Whether it’s for their home, business, family, or for personal, the independent broker may be able to provide for all your insurance needs as well.

Read More

Car Insurance

Posted by on Nov 17, 2015 in Insurance | 0 comments

For first-time drivers, obtaining motor insurance can be somewhat daunting, along with the price of motor insurance appearing to be too large for new drivers to manage. High car insurance premiums are the top cause for why first time driver prefer to not get automobile insurance, but this could be a large blunder on their part. What first- drivers should understand is that auto insurance companies charge them with rates that are higher because mathematically, youthful and first-time motorists tend to be far more likely to get involved in a collision, making them high risk clients.

For the currently overwhelmed first time motorists who would like to get auto insurance, there are essentially four factors that they should keep in mind: the minimum indebtedness in your own state, the essential form of additional coverage, selecting the right deductible for the insurance, and shopping around and evaluating auto insurance estimates. Just like with any state-law, you will find essential distinctions with regards to the minimum obligation for automobile insurance. You will first find the property-damage insurance that will cover the damages done to another individual’s house after having a vehicle crash: two types of responsibility insurance, and the bodily injury insurance that will pay for harms endured following the vehicle crash. Although the state does need the driver to own at least the minimal liability insurance, they’re hardly able to hardly cover serious accidents, particularly for the damages. It would hence be safer to consider obtaining a greater automobile insurance coverage.

Next, know the different types of further protection that may be added to your own car insurance plan. One of the most crucial ones is the under insured and uninsured coverage, which could come handy when you get involved in a car crash with someone who have no car insurance or doesn’t have enough to insure for the expenses.

Additionally, an Individual Insurance Protection might help cover for the medical costs you will endure within an occasion the additional motorist doesn’t have enough to pay for the clinic invoices.
A motor insurance deductible is a sum you have consented to pay from your wallet after an automobile wreck happens. Having a greater deductible can reduce your automobile insurance premiums, but it may cause more heavy prices should a significant automobile accident happens and you are left with little insurance.

Last but not least, examine quotes. Shopping for car insurance isn’t the most fun activity, and it’s hard (particularly for first-time drivers) to get find the right motor insurance as there are many alternatives. You can find alternatives by going on the internet or finding the Insurance Department in your state to inquire about insurance quotes since this could assist you in deciding which ones you’ll get your car or truck insurance.

Read More

Exposure to Asbestos Puts You and Your Family at Risk of Mesothelioma

Posted by on Aug 4, 2015 in Law, Personal Injury | 0 comments

Nellie Kershaw was a British national who, in 1917, worked at the Turner Brothers Asbestos Company, a factory in Manchester, England, where she spun raw asbestos fiber into yarn. In 1924, just seven years after being regularly exposed to the mineral asbestos, she died . . . with fibrosis of the lungs as the identified cause of death.

Asbestosis is one of the known causes of fibrosis of the lungs (also called pulmonary fibrosis), a condition wherein the lungs get scarred, causing these to thicken and lose the ability to transmit oxygen into the bloodstream. Fibrosis of the lungs is an irreversible lung injury that makes breathing harder as the lungs continue to deteriorate and weaken overtime.

A formal inquest revealed that Nellie Kershaw’s lungs were extensively scarred by particles of various shapes, most of which had sharp angles – particles that were identified as asbestos fibers. Though Nellie was the first to be formally diagnosed as having suffered from asbestosis, a chronic lung disease caused by the inhalation of asbestos fibers, there were many others who died before her due to exposure to the same mineral; many of these people were asbestos miners.

Asbestosis is just one of the fatal effects of the mineral asbestos. Two other known serious effects of asbestos are lung cancer and mesothelioma, a rare, but deadly type of cancer that affects the cells surrounding the lungs and other organs.

About 2,000 – 3,000 new cases of mesothelioma are diagnosed in the US every year and it is seen in people who got exposed to asbestos regularly. Widespread exposure to asbestos happened from the 1940s to the late 19th century, with millions of workers having gotten exposed to thousands of tons of asbestos during the time of the Second World War alone. These were shipyard workers and US Navy personnel, whose work involved the building of US battleships, steam engines, boilers, steam turbines, and other ship equipment and facilities.

Due to the very long dormancy period of mesothelioma, which is about 20 to 40 years after first exposure to asbestos, majority of those diagnosed with this illness are already in their senior years. Majority, if not all, of mesothelioma victims are already retired; many companies, which exposed their workers to asbestos, also no longer exist today – some have already been bought by larger firms, while others have ceased operations after declaring bankruptcy – a result of the hundreds of claims lawsuits filed against them by the victims or the victims’ families.

Mesothelioma is a deadly cancer and companies which exposed their workers to asbestos should be made morally and legally responsible for the injury and suffering they caused in their workers. Certain websites like that of Williams Kherkher, offer detailed explanations about asbestos, mesothelioma, the different types of mesothelioma, who may actually be at risk of this deadly cancer, what its symptoms are, how to deal with it, and the legal rights and options of those diagnosed with it.

If you or a family member had been exposed to asbestos in the past, it will be wise for you and your family to undergo medical examination just to see if asbestos has affected you in any way. It is quite necessary that the other members of your family also get checked medically since your exposure to asbestos would have exposed them to the mineral as well (through your hair, skin and the clothes you wore at work).

Read More

Neuroleptic Malignant Syndrome and Risperdal

Posted by on Apr 13, 2015 in Defective Pharmaceuticals | 0 comments

Risperdal (risperidone) was approved by the Food and Drug Administration (FDA) for the management of schizophrenia in 1994. As far back as 1997, there were indications that there was link between sort-term Risperdal use and a condition called Neuroleptic Malignant Syndrome or NMS. This indicates considerable forewarning that would be of significance to Risperdal side effects lawyers.

NMS is an idiosyncratic (unpredictable) reaction to neuroleptic drugs, often manifesting within a short period of initial medication or increase in dosage, NMS symptoms may include high body temperature (more than 38 degrees Celsius), lead-pipe type muscle rigidity, tachycardia (abnormally rapid heartbeat), respiratory distress, incontinence, unresponsiveness, and changes in mental status. NMS is relatively rare, but it is has serious health consequences.

In a case presented in a 1997 report involved an 75-year-old patient with senile dementia brought in for treatment. He was put on a medication program that included a low oral dose of risperidone (.5 mg twice daily) and shortly presented with symptoms of NMS. The risperidone was discontinued and the patient reverted to baseline within three days.

While one case is not conclusive, there were early indications that Risperdal could cause NMS. According to this study, it is uncommon in atypical antipsychotics. It described the dramatic reaction of a 34-year-old male with mild mental retardation to Risperdal, which prompted the discussion on the possible involvement of the drug in causing NMS and recommendation for further study. NMS has a mortality rate of more than 11%, depending on how long the condition is permitted to continue.

Because NMS presents rapidly (within two weeks) after initial medication, doctors should be made aware of the possible risk when they prescribe Risperdal to patients. This can significantly reduce the time in making a diagnosis and providing treatment, which initially means the discontinuation of Risperdal and subsequent supportive care. In many cases, properly treated NMS resolves in three to 7 working days.

Drug makers have a duty of care towards their clients. This includes conducting extensive clinical tests to have thorough knowledge about what the risks are with taking medical products. They know or should have known about these risks. If you or an immediate family member unexpectedly developed NMS upon taking Risperdal, you may not have been adequately warned. Consult with Risperdal side effects lawyers in your area to assess your case.

Read More

Property Fires and Personal Injury

Posted by on Feb 13, 2015 in Personal Injury | 0 comments

Fires are among the most devastating causes of property damage, since they not only destroy everything, they can also cause injuries to the people inside or outside of the property. Because of their uncontrollable nature, fires can even damage more properties around the area. When a fire breaks and properties are damaged or a person becomes injured, it is the homeowner’s responsibility to cover for any damages caused by the fire. According to the website of Ritter & Associates, there should be evidence of negligence or carelessness of the property owners in order to have legal liability.

Negligence, in legal definition, is a person’s failure to use reasonable care, failing to act within reason and prudence that eventually lead to harm of another person. The fundamental purpose of having the negligence law is in order to have reasonable standards of conduct that would help prevent reasonably predictable risks. What accounts as reasonable in a certain situation, however, can still vary depending on each person’s point of view, which is why evidence should be presented in order to clear the debate.

For property owners, when a fire broke in their property, any (if not all) injuries to people who are considered visitors in the property will be under the liability of the property owner. This is why it is important for property owners to have homeowner’s insurance that would cover for any damage of injury that may occur inside the property. Each State in the US may have their own rules regarding the limits and basic policies that these property owners can have, so consulting with a lawyer would be the first thing to help understand how the policy will work for your protection. Because of this, property owners should make sure that their property is safe and will not cause any damage to anyone who is invited into the property. Aside from inspecting the property for fire safety risks, they should provide proper signs and protection within the area in care a fire occurs and immediate action is necessary.

Read More

Can Dental Health Point to Overall Wellbeing?

Posted by on Dec 21, 2014 in Health & Beauty | 0 comments

Although experts in dental health, your dentist can see more than just the condition of your teeth and gums. Dental health affects your overall health, and certain types of conditions can manifest itself in your mouth that could help your dentist alert you of possible health issues. Here are some health-threatening conditions that your dentist can detect through your regular check-ups:

  • Heart Disease – According to a 2007 study review, people who suffer from periodontal disease have a significantly higher chance of developing heart disease compared to people who practice proper dental care. Additionally, if the periodontal disease is treated, the heart disease is likewise significantly improved. This is due to inflammation – chronic inflammation in the gums can cause systemic stress to the body’s immune system, with the infection traveling to the heart and cause further complications.
  • Osteoporosis – although the condition will not be affecting the teeth, your dentist can determine the condition through dental x-rays around the teeth area (specifically the jaw). In a 2013 study in the Journal of Research in Medical Sciences, the postmenopausal women’s jaw bones x-rays were compared to the x-rays of their spine to compare bone density and correlated to determine the chances of osteoporosis. This could provide dentists a chance to detect the possible condition on their patients during its early stages.
  • Dementia – they may not seem to connect, but in a 2012 British study older adults who have poor dental hygiene were found to be 76 percent likely to develop dementia than those who have great dental hygiene. Although the link between dementia and dental care needs further research, studies have shown that a certain bacteria in gum disease can be found in the brains of those who suffer from dementia.
  • Acid Reflux Disease – constantly suffering from acid reflux disease would mean your stomach acid could be wearing away your tooth enamel, usually visible in the lower front teeth. One very obvious sign is the thinning of the teeth and persistent sour taste in the mouth.
  • Diabetes – inflammation around the gums can be a symptom of diabetes. According to the website of Dr. Sid K. Steadman D.D.S., although diabetes is not an uncommon conditions, they are often undetected and under-diagnosed. The high blood sugar due to diabetes can cause dry mouth that increases plaque buildup. Diabetes can furthermore lower a person’s ability to fight off bacterial infections.

Maintaining a proper dental hygiene in order to ensure oral health is more than just keeping healthy teeth and gums. Neglecting your dental health will not only lead to dental problems, but health complications in the long run. Since the mouth is regarded as the center of vital tissues and functions critical to overall health, we have to make sure that it is properly taken care of and maintained.

Read More